Layaway Terms and Conditions

Layaway Terms and Conditions

You must agree to these Terms and Conditions to use Lay-buy as a payment option.

Our Policy is that Layaway is a commitment to purchase. We incur fees to have a layaway program available and we incur fees upon cancelation of an order, therefore PLEASE NOTE - upon creating an order with Layaway, your first payment is non-refundable. If at any point, you decide to cancel your order, please note that all previous payments are non-refundable. Failure to comply with our Layaway Terms and Conditions may result in Lay-Buy as a non-option for future purchases. Thank you. 


Are there any fees for the customer- Yes there is a 0.9% (of the total order) service fee. 

Are all items available for layaway- All items, minus pre-orders, are available for layaway. 

Is there a minimum total for layaway- Yes there is a $20 minimum total order purchase for layaway.

What are my payments- Upon checkout, our cart will calculate your payment options with your choices. PayPal will set up an automatic payment that will be paid upon the due date. In the event that you want to pay off your order early, please send an email to and we will send an invoice for the remaining balance and complete your order.

How long is the layaway option- You have the option of 1 month up to 3 months to complete your payment. 

What if I miss a payment- You will have a 5 day grace period before Lay-Buy attempts to collect the payment. If the second payment is not completed, your payment profile is automatically suspended. If you wish to resume payments, please get in contact with us at and we will reinstate your profile account. 

When will my order ship- Your order will ship upon completion of all payments. 

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